PayPal Privacy Policy

PayPal collects personal data including Personal identifiers, Records and financial information, Transaction and experience information, but their practices are within typical industry norms. Our analysis found 4 items worth your attention. They are not unusually invasive, but you should be aware of what you're agreeing to.

PayPal collects the following types of data: Personal identifiers (They collect your name, address, phone, email, IP address, device info, government ID, and signature.); Records and financial information (They collect your bank account, credit/debit card details, income, and transaction amounts.); Transaction and experience information (They collect your account balances, transaction history, shopping cart info, and purchase history.); Commercial information (They collect payout amounts and records of services you use.); Geolocation data (They collect your GPS location with your consent and IP-based location data.); Internet or network activity (They collect your interactions with their services, browsing history, and cookie data.); Biometric data (They collect your voice, photo, or face scans with your consent for identity verification.); Audio, electronic, visual, or similar information (They record your calls when you talk to customer service.); Professional or employment information (They collect your business info, job title, and taxpayer ID numbers.); Imported contact information (They collect names, addresses, and emails from contacts you import.); Account profile information (They collect your username, profile picture, gender, and personal description.); Information you provide when you contact us (They collect your survey responses, chat logs, emails, and vulnerability info.); Inferred data (They infer your gender, income, habits, creditworthiness, and preferences.); Information related to legal requirements (They collect info from sanction lists for compliance.); Characteristics of protected classifications (They collect your age, nationality, disability, citizenship, and military status.); Sensitive Personal Information (They collect your Social Security number, tax ID, bank details, credit card info, biometric data, and precise location.); Information from your device (They collect your language settings, browser ID, device type, and operating system.).

Our analysis rates PayPal as MEDIUM RISK with 4 concerns. It is relatively safe to use, but there are some clauses you should be aware of. See the full analysis below for details.